How to Choose the Right Checks for Your Needs

Your Guide to buying the best checks


Buying checks can be an intimidating process. With so many different types and options available, it can be hard to know where to start. This buying guide will walk you through the different types of checks and the various features you should consider when making your purchase. From basic checks with simple designs to more elaborate options, this guide will help you find the perfect checks for your needs.

Key features

  1. Security Features: Checks must be secure and include measures to prevent fraud, such as tamper-resistant seals, watermarks, and other security features.
  2. Design: Shoppers should consider the design of the check, such as the background color, font size and type, and whether or not they need personalization options.
  3. Quantity: Shoppers should assess how many checks they need and if they need to reorder more in the future.
  4. Cost: Cost is a key factor in any purchase, and shoppers should compare prices, both for individual checks and for bulk orders.
  5. Compatibility: Shoppers should confirm that the checks are compatible with their current software and printer.
  6. Branding: For businesses, checks can also be used as a marketing tool, so it’s important to consider a design that matches the company’s branding.

See the most popular checks on Amazon

Important considerations


  • Convenience and Flexibility: Checks are easy to use, and can be used virtually anywhere – from grocery stores to professional services, or even online. They also offer a variety of payment methods, including cash, debit and credit.
  • Security: Checks offer an additional layer of security, as they require the signature of the person receiving the check. They are also traceable, making it easy to track the source of any fraudulent activity.
  • Affordability: Checks are typically quite affordable, making them ideal for those on a budget. The cost of checks can vary depending on the features and design, but they are typically less expensive than using a credit or debit card.
  • Record Keeping: Checks provide an easy way to keep track of transactions, making it easy to reconcile accounts and track expenses. They also offer the ability to add notes to a check, providing an extra layer of documentation.


  • Security Concerns - Checks are not as secure as other payment methods, as they can be easily lost, stolen, or counterfeited.
  • Time Sensitivity - Checks can take several days to clear, while other payment methods can clear the same day.
  • Fees - Many banks charge fees for checking accounts, which could include fees to write and deposited checks.
  • Privacy - When writing a check, the recipient can see your account information, address, and signature.
  • Restrictions - Some businesses do not accept checks as payment due to the potential for fraud.

Best alternatives

  1. Debit Cards - A payment card used to access funds from a consumer's checking, savings, or money market account.
  2. Credit Cards - A payment card that allows a consumer to borrow funds from a financial institution or other lender to pay goods or services.
  3. Electronic Funds Transfer (EFT) - The electronic movement of money from one account to another, typically supported by banks, which allows for the quick and secure transfer of funds.
  4. Wire Transfers - A transfer of money from one bank account to another, usually with the assistance of a third party, to enable the swift movement of funds.
  5. Online Payments - The process of paying for goods or services online, typically using a third-party processor.

Related tools, supplies, and accessories

  • Checkbook - A checkbook is a small booklet of paper checks that you use to pay bills, shop and make other payments.
  • Check Register - A check register is a book used to record a checkbook’s transactions, including deposits, withdrawals, and payments.
  • Check Printing Software - Computer programs that allow users to print checks with a printer.
  • Stamps - Allows you to quickly and easily mark your checks with your pre-defined information.
  • Check Envelopes - Envelopes that are specifically designed to hold and protect checks.
  • Check Signers - A check signer is a device used to sign checks quickly and securely.
  • Check Safe - A check safe is used to protect checks and other documents from theft and damage.
  • Check Paper - Special check paper that allows you to create high quality, professional-looking checks.

Common questions

  1. What types of checks are available? Checks come in a variety of sizes, designs, and styles, including single, duplicate, and three-to-a-page checks, as well as business and personal checks.
  2. What security features are available? Most checks include security features such as microprinting, holograms, ultraviolet printing, watermarks, and other tamper-resistant features.
  3. Are checks compatible with my accounting software? Most check printing companies offer software compatibility with popular accounting programs like QuickBooks and Sage 50.
  4. Are there any additional costs associated with checks? Some check companies may charge additional fees for shipping and handling, or for extra features such as check stock or custom designs.
  5. What is the turnaround time for ordering checks? Depending on the check printing company, turnaround time can range from same-day to 10 business days.


In the year 2020, the US Treasury Department reported that paper checks were still being used for over half of all payments made by social security recipients. This is despite the fact that electronic payments have been available since the early 2000s. This demonstrates the widespread acceptance and favoritism of checks as a payment method to this day. Source:

Disclaimer: This buying guide was not created by humans, and it is possible that some of it's content is inaccurate or incomplete. We do not guarantee or take any liability for the accuracy of this buying guide. Additionally, the images on this page were generated by AI and may not accurately represent the product that is being discussed. We have tried to convey useful information, but it is our subjective opinion and should not be taken as complete or factual.